Structured Settlement vs. Lump Sum Payment:

When deciding how to receive a settlement, it extremely important for the plaintiff to understand multiple issues that will be affected by choosing a short or long term payout, or a combination of payouts. There are tax considerations, asset protection planning issues and the ever present concern for current or future eligibility for important government benefits such as Medicaid or SSI.  Unfortunately, without proper planning, a plaintiff may “lock” themselves into one option for an extended period of time without the ability to change their minds in the future or determine what options are available until it’s too late. We explain the options before a plaintiff decides how much, if any, of the recovery to structure after carefully examining all relevant factors.


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